I’m getting charged and I have no subscription for the amount I’m getting charged for.

Jess,

First determine if it is a real charge on your account, or just a scam phishing message trying to scare you. Phishing messages falsely claiming that you have a charge from Apple are unfortunately very common.

But if it is a real charge on your account, follow the steps in here:

If you see 'apple.com/bill' on your billing statement - Apple Support

Jess, If it is on your credit card but not on your Apple ID, perhaps your card is being used for another Apple ID? Check the steps in the document that I linked, and if necessary reach out to Apple Support.