Really suggest update Catalina at least to something recent as Catalina OS 10.15.1 is well really out dated.
There are many reports of people attempting >>
1 - UpGrading to Monterey with out dated version of older version of macOS and failure have occurred
2 - Jumping from Older Versions like Catalina and Mojave, even if Full Updated and jumping over Big Sur directly to Monterey have also had some success and some failures.
3 - There are reports appearing on the ASC Forums regarding failed installation of Monterey on older Qualifying Apple Computers. In most cases this is related to having a NON Apple Original internal drive ?
The EFI Boot ROM included in Monterey is verifying for Original Apple Drive and if not found , may Balk or fail to upgrade to Monterey.
Reports indicate the EFI BOOT ROM is Required to Flash the Computer and is a requirement for a Successful Monterey Installation.