Don’t have my card handy but bank info is entered how can I transfer funds

Based on your country of residence and country you have selected under your Apple ID --> Payment methods that you can use with your Apple ID - Apple ...

Have you a Debit/Credit card that is issued to you that is valid internationally and is from the same Country / Region as your Apple ID.

Depends on direction. You can transfer funds FROM Apple Cash to your bank account without a debit card, but you can only transfer funds TO your Apple Cash using a debit card.