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If your phone is locked and works by Touch ID, do you have to unlock it and go into the wallet app?

If your phone is locked and works by Touch ID, do you have to unlock the phone, then go into the wallet app in order to “apple pay”?

iPhone 6s, iOS 14

Posted on Feb 3, 2022 7:42 PM

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Question marked as Top-ranking reply

Posted on Feb 3, 2022 8:22 PM

Here's what Apple says about Apple Pay:


Apple Pay security and privacy overview - Apple Support
Apple Pay uses security features built-in to the hardware and software of your device to help protect your transactions. In addition, to use Apple Pay, you must have a passcode set on your device and, optionally, Face ID or Touch ID. You can use a simple passcode, or you can set a more complex passcode for even greater security. 


Not sure about Apple Wallet, but I believe I've been able to access anything as long as my iPhone was unlocked. I just gave it a try and unlocked with a passcode, and could access everything in my Apple Wallet.

5 replies
Question marked as Top-ranking reply

Feb 3, 2022 8:22 PM in response to Onebite2

Here's what Apple says about Apple Pay:


Apple Pay security and privacy overview - Apple Support
Apple Pay uses security features built-in to the hardware and software of your device to help protect your transactions. In addition, to use Apple Pay, you must have a passcode set on your device and, optionally, Face ID or Touch ID. You can use a simple passcode, or you can set a more complex passcode for even greater security. 


Not sure about Apple Wallet, but I believe I've been able to access anything as long as my iPhone was unlocked. I just gave it a try and unlocked with a passcode, and could access everything in my Apple Wallet.

If your phone is locked and works by Touch ID, do you have to unlock it and go into the wallet app?

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