What is this monthly I cloud charge do I need it
Do I need to be paying for 50 GB of cloud storage monthly
iPhone 13 Pro Max, iOS 15
Question marked as
If you are consuming more than the free 5GB iCloud space, then yes you probably do need it. If not, downgrade to the free plan.
Note the consequences stated in that page - If your iCloud storage exceeds your new storage plan capacity, iCloud won't sync or update your information. iCloud updates again when you increase your storage capacity or delete information to make more space.