What is different with Apple Pay versus paying with my debit card

What is the difference with Apple Pay versus me using my debit card?

iPhone 13

Posted on Feb 10, 2022 4:54 PM

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Posted on Feb 11, 2022 8:38 AM

Apple Pay is a convenient way to pay using credit and debit cards. If you add your debit card to your Wallet app you can pay just by holding the phone near the payment terminal, rather than having to take out your debit card. The results are the same as using the debit card; money will be taken off your card. If you have an Apple Watch you can also pay by holding the watch near the payment terminal.


You can have more than one card in the wallet, and choose which to use at the time of the transaction.

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Question marked as Top-ranking reply

Feb 11, 2022 8:38 AM in response to Purplehazze

Apple Pay is a convenient way to pay using credit and debit cards. If you add your debit card to your Wallet app you can pay just by holding the phone near the payment terminal, rather than having to take out your debit card. The results are the same as using the debit card; money will be taken off your card. If you have an Apple Watch you can also pay by holding the watch near the payment terminal.


You can have more than one card in the wallet, and choose which to use at the time of the transaction.

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What is different with Apple Pay versus paying with my debit card

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