Hi aswin28,
Thanks for using Apple Support Communities. We understand you’re having trouble adding a card or bank account to Wallet for use with Apple Pay. We’re happy to help.
We suggest trying the steps outlined here: If you can't add a card to Apple Wallet to use with Apple Pay
You can also find steps for updating bank account information under “How to update your bank account information” in this article: Transfer money in Apple Cash to your bank account or debit card
We hope that helps.
Take care.