Worried bout possible scam email

See also the following Apple articles:

Recognize and avoid phishing messages, phony support calls, and other scams

Recognize and avoid phishing messages, phony support calls, and other scams - Apple Support

If you think your Apple ID has been compromised

If you think your Apple ID has been compromised - Apple Support

Looks like it is a scam.

It is hard to determine whether that email is scam or not from your post. There is one way to double check whether your payment method needs updating or not.

Open Settings ➡️ Apple ID (Your Name at Top) ➡️ Payment & Shipping: Here, if your payment needs any updating, then you will see a notification. If everything looks in order, then that email may be a phishing/scam email.

For more information on Phishing/Scam emails, click on the link provided by Raicya in the response to your post.

Axel F.

This post highlights a very good rule of thumb: never click links in emails or text messages, rather always go to the source of the service in question to check on things.