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Charges for Apple account that I am no longer able to sign into so I’m unable to cancel subscription and I’m not even sure what subscription is for, so how should I proceed?
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You will need to recover access to the account to cancel the ongoing subscriptions.
If you cannot follow the steps here: If you forgot your Apple ID password - Apple Support
Then contact Apple Support directly so they can help you regain access to the account.
How to use account recovery when you can’t reset your Apple ID password - Apple Support
Or click here-> Apple Support