I am unable to upload the payment method in Iphone 11
I am unable to update the payment method and also not able to upload the funds to Apple ID in Iphone11
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See the following Apple articles:
Payment methods you can use with your Apple ID
Payment methods you can use with your Apple ID – Apple Support (UK)
Change, add or remove Apple ID payment methods
Change, add or remove Apple ID payment methods – Apple Support (UK)
And read again -> Related Article -> Add money to your Apple ID balance