Apple is taking money from my credit card

Because you authorized them to. Here is a one-stop link for billing questions→Subscriptions and Billing - Official Apple Support. You can review your purchase history to see what you were charged for, cancel a subscription and request refunds.

Hello ~ Take a look here:

Subscriptions and Billing - Official Apple Support

~Katana-San~

Check this link...

If you see 'apple.com/bill' on your billing statement - Apple Support