Credit card or charge account ?

The Apple Card is a Mastercard credit card. It can be used anywhere Mastercard is accepted. This is primarily a user-to-user support forum; other Apple users like you. We don't have access to unpublished information and I don't believe that either Apple or Goldman Sachs has published the maximum possible credit limit.

The highest credit limit I’ve seen is $90,000, but there are reports on the internet of $100,000 credit limit.

I like my Apple Card and I’ve got cards with AmEx, Citi, Capital One, Chase, Discover and a few others. I use Apple Pay and Tap to Pay to get 2% Daily Cash on many products and services the other cards may only offer 1%.

This community/forum is really more attuned to troubleshooting technical issues. If you really want to discuss credit cards and personal finance, check out Facebook Groups and Reddit too. They’re much more active communities.

You’re welcome! I’m glad I could assist.

I would agree about FB, but they and Reddit pretty much have online groups wrapped up. I certainly feel safer here, just like I do with any Apple product or service.