Does the physical Apple Card offer the same benefits as the virtual Apple Card in my iPhone Wallet?

I saw a detail explaining that the Titanium version of the card offers 1% cash back on all purchases in case contactless pay is not available where you're using the card. Do both versions of the card offer the same benefits? Primarily the 3% cashback at select locations (Nike, Panera, Uber etc).

iPhone 11 Pro

Posted on Mar 30, 2022 10:30 AM

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Posted on Mar 30, 2022 10:35 AM

No, swiping or using chip reader is always just 1%, contactless and Apple Pay is 2% at all merchants and 3% at select merchants.

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Does the physical Apple Card offer the same benefits as the virtual Apple Card in my iPhone Wallet?

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