Paying off Apple Card installments early
While zero interest is great, I may want to pay early to decrease my credit utilization. Is this easy?
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Yes, you can make additional payments on part or all of your installment plan balance(s). You can do this in your Apple Card in the Wallet App on your iPhone. Here are the steps,
Pay extra
To pay extra on your Apple Card Monthly Installments, you need to first pay your entire Apple Card balance. Then, to make an additional payment towards your installment balance, choose Pay Early. If you have multiple installments, your additional payment is applied to the outstanding balance of your oldest installment plan.
To Pay Early:
- Open the Wallet app and tap Apple Card.
- Tap the more button
, then tap Monthly Installments. If you have multiple monthly installments, you see the balance for all of your monthly installments. - Tap Pay Early, then tap Continue.
- Choose an amount to pay, then tap Pay Now or Pay later and follow the instructions on your screen.
If you don't pay a monthly installment, you aren't charged a fee or interest. To keep your account in good standing, pay your monthly installments on time as part of your Apple Card minimum payment due every month.
How to view and pay Apple Card Monthly Installments - Apple Support