I lost my phone a few months back. I had insurance but had already exhausted the two devices I was entitled to per the policy. I paid out of pocket for an upgrade. I recently broke my phone screen and realized that the insurance was never updated, so it appears I've been paying the insurance for my old phone. My current iphone is through Verizon. Is this something that can be changed so I can file a claim?
iPhone 12 Pro Max, iOS 14
Probably not. Even if it could, you had already exhausted the two incidents that were covered by that policy. You would not get another.
You can not purchase insurance on something after it's broken.
That's like purchasing a life insurance policy on someone who is already dead.
It's fraud.
Yes, I understand. Upgrading the insurance on an already broken phone, then making a claim on that broken phone is insurance fraud.
-The 24 months were up in Dec, four months AFTER I got a new phone. So on paper it probably looks like I still have the old phone 11 since I've still been paying the insurance on it. So technically in December I was upped another 2 phone lives, but by that point already had a new one
If it broke under the old warranty and you upgraded it then filed a claim, that would be insurance fraud.
The point would be to upgrade the insurance, and THEN file the claim. The first part is the one I'm not sure if it can be done.
Iphone Insurance
