Apple Card Participant Apple Cash

Short answer is YES. Long answer is below and a link to support article on Participants.

What participants can do on a shared Apple Card

• They're not responsible for payments.
• They can view their own transactions and information.
• They can spend up to the credit limit on the account but might have an optional transaction limit set by an account owner or co-owner.
• They can immediately use their shared Apple Card and get unlimited Daily Cash on all of their own transactions.
• If they're 18 years or older, they can order their own titanium Apple Card.
• If they're 18 years or older, they can opt in to build their credit and be reported as an authorized user on the account.

Set up Apple Card Family and add a co-owner and participants - Apple Support

I thought YES, might have been sufficient. 😀

My wife was a Participant before a co-owner and I can confirm that she only saw the Apple Cash that she earned on her own spend. This is all a personal experience related to her being a Participant.

I hope this helps.