PAYMENT METHOD IN GHANA

Are you asking about the use of Apple Pay and Wallet on your iPhone in Ghana?

Apple Pay is not active in Ghana and your country has not been added to Apple's list Apple Pay participating banks in Africa, Europe, and the Middle East

Apple says in this document - We’re working with more banks to support Apple Pay. If you don’t see your bank below, check back soon.

You could send some feedback to Apple expressing your interest at this page: Feedback - Apple Pay - Apple

In Payment methods that you can use with your Apple ID Apple specifies for Ghana "Most credit and debit cards". This will need to be added as a payment method in your Apple ID account.

If you have any suggestions you might wish to send some feedback at Feedback - Apple Music - Apple