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Apple Credit Card Balance

I just recently was approved for the Apple credit card and have used it for a few purchases, gas and a few meals. Being new it’s easy to know what I’ve spent. Well I checked the card information and it the card balance is around a hundred dollars more than what I’ve spent. I did order the physical card, could that be the reason, because I assumed the card was free. I’ve done the math multiple times and what I have spent is no where near what it says I owe on the card. It also can’t interest since the card is not even a week old.

Posted on May 24, 2022 11:09 AM

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Question marked as Top-ranking reply

Posted on May 24, 2022 11:20 AM

Congratulations on your new account. You can look in your Wallet app on iPhone and see all recent transactions. If there is a transaction you don’t recognize, tap on it and follow the prompts. Here are several links to Apple support articles that will provide additional assistance,


Dispute a charge to your Apple Card - Apple Support


If you see an Apple Services charge you don't recognize on your Apple Card - Apple Support


Please remember that this is a user to user support community and we do not have access to your personal or financial information.

3 replies
Question marked as Top-ranking reply

May 24, 2022 11:20 AM in response to isaac1004

Congratulations on your new account. You can look in your Wallet app on iPhone and see all recent transactions. If there is a transaction you don’t recognize, tap on it and follow the prompts. Here are several links to Apple support articles that will provide additional assistance,


Dispute a charge to your Apple Card - Apple Support


If you see an Apple Services charge you don't recognize on your Apple Card - Apple Support


Please remember that this is a user to user support community and we do not have access to your personal or financial information.

May 24, 2022 12:16 PM in response to Jeff Donald

I’ve gone over all my transactions and made them all myself, it’s that they aren’t adding up to what the balance on the card is. Keep in mind i just got it on Sunday so the total spending is true but the card balance is way off. There is a pending transaction of about 76 dollars for gas that hasn’t gone through but even with that, I should be no where near almost 300 dollars of spending.

May 24, 2022 12:50 PM in response to isaac1004

I understand your recent spend. I suspect a part or perhaps all the issue your experiencing is the hold that gas stations apply to credit card accounts.


I live in Florida and when I purchase gas at a station I don’t regularly purchase gas from they place a hogs on my account for $100 to $200.


Please reach out to the Apple Card support team at Goldman Sachs and inquire about the differences you’re seeing,


CONTACTING — Goldman Sachs Bank 

• Using Messages; chat with an Apple Card specialist

• Call toll-free at 877-255-5923; or

• Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.

Apple Credit Card Balance

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