Back up card for apple purchases in iOS
hi, how to add and use alternative credit card I case default doesn’t work?
iPad, iPadOS 15
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See >>> Change, add, or remove Apple ID payment methods - Apple Support
Note that you must add an additional card before you’ll be able to delete a single payment card from your account. If you have multiple cards set-up in your account, you can set your preferred payment card - keeping others as alternative payment methods.