Family Sharing Problem - My child can see all my passwords!

Has anyone figured this out? There is an old thread in the Community, but no one had a resolution. Well, unless you DON'T want to use keychain. What a pain!!! There has to be some other way to share apps that I have purchased WITHOUT my children having access to Passwords. For clarity, if you go to Settings and scroll down past Wallet and Apple Pay, there is a folder called "Passwords." When my daughter goes to this icon on her own phone (which is under her own Apple ID and her own password), she can see all of my passwords! She's 9 years old and definitely not a technology guru.