Won’t remove card in de fault it’s no longer good

You have to add a new card and set it as the default first.

If you can't choose None as a payment method only if...

1. If you have an unpaid balance or payment due
2. If you have a subscription that automatically renews
3. If you're using the iTunes Store or App Store for the first time
4. If you are not in the country or region you’re creating an Apple ID for
5. If you changed your country or region
6. If you're a part of Family Sharing