Start with applepay
I love applepay too start
iPhone 12 Pro, iOS 14
Question marked as
Firstly, Apple Pay has to be active in your country - see the list at Countries and regions that support Apple Pay - and then your bank has to be one of those participating in Apple Pay. Each region in that list has a sub-section with this information called Participating banks and card issuers.
If you find both conditions are met read Set up Apple Pay - Apple Support