I want add cash to my Apple Pay so I can send money
How do I add money to my Apple Pay so I can send money?
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See instructions in Add money to Apple Cash - Apple Support
or see the following from Send and receive money with Apple Cash - Apple Support
When you send money using Apple Cash, your Apple Cash balance is used to pay by default. If you want to use a debit card in Wallet instead, you can send money directly from your debit card.