12 months vs 24 months financing for Mac Studio on Apple Card

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blancisco Author

Level 1

4 points

12 months vs 24 months financing for Mac Studio on Apple Card

Can I opt for 24 month vs 12 month financing on a Mac Studio using my Apple Card?

Posted on Jul 16, 2022 3:00 PM

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Answer 1

Top-ranking reply

Jeff Donald

Community+ 2026

Level 8

46,614 points

Jul 16, 2022 4:02 PM in response to blancisco

Unfortunately, no. The length in months for the Apple Installment Plans are predetermined by the Apple product(s) you choose to purchase. This Apple Support article lists the products eligible for an installment plan and length of time you may finance.

Products you can buy with Apple Card Monthly Installments - Apple Support

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Answer 2

blancisco Author

Level 1

4 points

Jul 17, 2022 9:58 AM in response to Jeff Donald

Thank you for your response and even though you are correct.

Respectfully, I wish that, especially on larger ticket items:

1.- Apple could include all items in the purchase (keyboard, mouse, etc...) and,

2.- Offer different repayment time intervals so that customers like myself can make better purchase choices dependent on each customer's affordability. Not everyone can afford the same repayment amounts. A simple two-choice option would suffice... something like "x" amount per month at 12 months at 0% or "y" amount at 24 months at "z%" interest.

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Answer 3

Jul 18, 2022 5:49 AM in response to blancisco

I understand that you would like more flexibility and customization for the Apple Card Monthly Installment. You’re welcome to follow up with your post by reaching out to Apple and providing feedback. Apple welcomes your feedback and promises to read all feedback submitted. Please use the link below and in the Product Category drop down select Apple Card for feedback. Then state your suggestions and submit the form. Apple regrets they cannot respond individually to the feedback.

Feedback - Apple Pay - Apple

Goldman Sachs Bank also welcomes feedback. You can contact their support team using the following methods,

CONTACTING — Goldman Sachs Bank

• Using Messages; chat with an Apple Card specialist

• Call toll-free at 877-255-5923; or

• Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.

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