Hi crazy288,
Thanks for posting in Apple Communities.
If you used Apple Cash to make a payment, you can cancel the payment if it has not already been accepted. If so, you can ask the merchant to refund you for the amount. You can do this by following the following steps:
- Open the Messages app, then open the conversation and tap the payment.
- Your Apple Cash card will open in the Wallet app. Under Latest Transactions, tap the payment, then tap it again.
- Tap Cancel Payment.
If you don't see Cancel Payment, the person has already accepted the payment. Try asking the recipient to send the money back to you instead.
It might take 1-3 business days for the money to be refunded, depending on your bank or card issuer.
You can find these steps in the section titled "How to cancel or dispute a payment" in this article: Send and receive money with Apple Cash - Apple Support
For issues with the payment, contact Apple Support.
Regards.