How do I bypass my payment method
How do i bypass my payment method when downloading an app
iPhone 12 Pro Max, iOS 14
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You can not ignore that, you need to have a payment method on file, even if the app you want to download is free ->
Check which payment method you have on file
See -> Payment methods you can use with your Apple ID
Payment methods you can use with your Apple ID – Apple Support (UK)
Add money to your Apple ID balance