Why do i need a credit card to download stuff
It keeps saying i need a credit card to download things which
[Edited by Moderator]
iPhone 11, iOS 15
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Unless you have a NONE option in the payment methods, you usually have to have a valid payment method entered in your account details. Even for free apps or to update apps.
You can also buy an Apple Gift Card and redeem it as a payment method.
M1 Mac mini, macOS 12.5; Watch, series 5 GPS/cellular, watchOS 8.7; iPad Pro 2nd Gen, iPadOS 15.6; iPhone 12 Pro, iOS 15.6; TV 4th Gen, tvOS 15.6; HomePods, audioOS 15.5.1 and Airport Express w/ Airplay 2