Apple Pay is saying I need to add a payment method but I’m only 13
my mom stayed on the phone for two hours with Apple support to fix the problem of me not being able to use my Apple Pay now it’s saying I need to add a payment method I’m only 13 but I have money on my Apple Pay because my mom should be able to transfer money from her account to my phone why do I need a credit card I am under age
[Re-Titled by Moderator]