I am a US Citizen. If I carry my Apple card to India and use it for purchasing items, will there be any foreign transaction fee/ service charge?

Apple Card and Goldman Sachs does not assess a separate “Foreign Transaction Fee.”

However … how (and by whom) the actual exchange rate is determined is FAR less transparent.

This isn’t a “dig” against GS, it’s a general trait of the larger credit card industry.

Call Goldman Sachs Bank, the Apple Card issuer and processor for the card.

1-877-255-5923