IPhone locked to owner

Is the iPhone locked to your own Apple ID: see How to remove Activation Lock - Apple Support

If it is not locked to your own Apple ID but to someone else: only the original owner can remove the activation lock. If you're not the original owner, you will have to contact them In order to have the activation lock removed

Marking your own post as Solved may prevent others from trying to help because they think you have fixed your problem.

You need the Apple ID and password that was used when the device was first set up. If you don’t know that, you can’t remove the Activation Lock.

If this is a used device, the previous owner needs to go to https://www.icloud.com/find/ and erase the device, then remove it from their account. If they won't do that, the device is useless. Apple won't unlock it.

Turn off Activation Lock - Apple Support.   *

If you are the original owner, contact Apple. Apple can remove the ID  if provided the required paperwork to include the original purchase receipt with the serial number on it. 

Request additional support for unlocking your device.    -

You used to be able to take the device, the original purchase receipt with the serial number, and a photo ID to the nearest Apple Store (if it has reopened) and have them remove the ID. This may have changed, so call the store before going to make sure they can help.

Genius Bar Reservation and Apple Support Options - Apple.   -

No one has that information.

Apple values your privacy and has safeguards in place to ensure that no one can access the device.

You will need to reach out to the owner because it is the owner’s responsibility to properly erase the device before selling it.

Until then, it is locked. 🔐