I lost my phone and I have apple care but I couldn't place a claim for it
How can I claim my lost phone?
iPhone 13 Pro Max
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What happened when you tried to make a claim? Are you certain you had AppleCare+ Theft and Loss? One can buy AppleCare+ and one can buy AppleCare+ Theft and Loss. If you didn't add Theft and Loss, you cannot claim a lost phone.
See this link for help --> iPhone Theft and Loss Claims - Official Apple Support