Deducted money without Purchases
Deducted money more than purchased
iPhone 12 Pro, iOS 14
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Santosh,
First determine if it is a real charge on your account, or just a scam phishing message trying to scare you. Phishing messages falsely claiming that you have a big charge from Apple are unfortunately very common.
But if it is a real charge on your account, follow the steps in here:
If you see 'apple.com/bill' on your billing statement - Apple Support