no work, help please

Sorry. am speaking only English

Check if you can use Apple Pay in your Country:

Countries and regions that support Apple Pay - Apple Support

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See Apple Support's article: Set up Apple Pay

Shows the requirements needed for Apple Pay

and

How to add a debit / credit card to Wallet to use for Apple Pay.

What to do: If you can't add a card to Apple Wallet to use with Apple Pay - Apple Support

How to: Manage Apple Pay cards and activity on iPhone – Apple Support

All the best :-)