Apple Cash unavailable

It shows so they don't have to write 197 versions of iOS. You are upset that you cannot use a feature you were never entitled to use and was never available to you. There are a lot of person to person systems out there and I am sure one of them will be useful to you.

Apple Cash is not available in the UK.

Not sure, everything looks normal here - Apple - Support - System Status

Apple Card and Apple Pay had an issue but Apple Cash looks normal.

1. go to settings>general>reset>and reset network settings
2. sign out of your Apple ID and back in.

I have followed your suggestion:

1. go to settings>general>reset>and reset network settings
2. sign out of your Apple ID and back in.

but still Apple Cash is not showing

It did not work out

What did not work out?

How is it not working? provide more details.

Are you a US resident 18 years old or older?