Apple Cash
iIam from the UK here on a visa. My mum has sent me a few dollars in apple cash and it wont let me use apple pay as i don’t have a ss number.
Sorry but AppleCash is limited to U.S. residents.
Or was your AppleCash already setup in the States?
See if these articles help:
Set up Apple Cash - Apple Support
Set up and use Apple Cash Family - Apple Support