How do I increase my limit when using apple pay debit card in stores, it keeps being declined although funds are available.

How do I increase my limit when using apple pay debit card, it keeps being declined although funds are available.

Posted on Oct 24, 2022 4:56 AM

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Question marked as Top-ranking reply

Posted on Oct 25, 2022 12:29 PM

Hello Valeboy,


We're a bit confused by your post. Apple Pay uses the debit card added to the Wallet app. The limit would be the funds you have available on that card's account. If you're being declined when using Apple Pay, then it would be best to contact your bank for your next steps.


If needed, see steps in this related page for setting up Apple Pay: Set up Apple Pay - Apple Support


Wishing you well, take care.

3 replies
Question marked as Top-ranking reply

Oct 25, 2022 12:29 PM in response to Valeboy

Hello Valeboy,


We're a bit confused by your post. Apple Pay uses the debit card added to the Wallet app. The limit would be the funds you have available on that card's account. If you're being declined when using Apple Pay, then it would be best to contact your bank for your next steps.


If needed, see steps in this related page for setting up Apple Pay: Set up Apple Pay - Apple Support


Wishing you well, take care.

Oct 25, 2022 1:14 PM in response to destiny241

Hi, I've spent a fair amount of time with Lloyds bank managers now, each denial has had a 091 code, which indicates to the bank that it is apple pay itself denying the payment, despite there being plenty of funds available. When googling apple pay the main site states that payment may be limited to £100 in the UK. All as much use as a chocolate fireguard... How can I possibly trust a system that may or may not work?

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How do I increase my limit when using apple pay debit card in stores, it keeps being declined although funds are available.

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