How do you receive Apple Pay on phone

Hi marcelle181,

For help with receiving money with Apple Cash, test the steps below found in the article here: Send and receive money with Apple Cash - Apple Support

"How to send a request for payment

When you send someone a payment request using Apple Cash, they can change or confirm the amount that they want to send.

On your iPhone or iPad

1. Open a conversation in the Messages app or start a new conversation.
2. Tap the Apple Cash button . If you don't see the Apple Cash button, tap the App Store button  first.
3. Enter an amount, then tap Request.
4. Tap the Send button  to request a payment."

Be sure your device and region meet the requirements outlined in the section "What you need" from the same article.

Cheers.