Hey there,
To buy apps from the App Store, use Apple subscriptions like iCloud+, or buy other media from Apple, you need an Apple ID and a valid payment method. See what forms of payment are accepted in your country or region ☞ Payment methods that you can use with your Apple ID - Apple Support
if you check it and your payment method is supported and you still can’t purchase more iCloud storage , you need to update your payment method or add a new one. If you already verified that a payment method is available in your country or region and you're still having trouble, contact your financial institution.