I can’t add a card to Apple Pay!
Why I can’t add a card to Apple Pay?
iPhone 14 Plus
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If you are getting the "Learn More" popup when tapping on the (➕) icon, then verify that your iPhone is set to a region where Apple Pay is supported in Settings ➜ General ➜ Language & Region ➜ Region.
click here ➜ Countries and regions that support Apple Pay - Apple Support