What is the Titanium card for? What is the difference between the Titanium card and the Apple card? Why do I need both?
iPhone 13 Pro
The physical Apple Card is made of titanium. If you want a physical card, for example to use in a brick & mortar store that doesn't accept Apple Pay or for some other use without your phone, then you would need the physical Apple Card to use like you would use other credit cards.
If you use Apple Pay for everything, then you wouldn't need the physical card. The following may also help: How to make purchases with Apple Card - Apple Support
The physical Apple Card is made of titanium. If you want a physical card, for example to use in a brick & mortar store that doesn't accept Apple Pay or for some other use without your phone, then you would need the physical Apple Card to use like you would use other credit cards.
If you use Apple Pay for everything, then you wouldn't need the physical card. The following may also help: How to make purchases with Apple Card - Apple Support
What is the Titanium card for? What is the difference between the Titanium card and the Apple card? Why do I need both
