How can l set up apple pay?

Hello fayzullayev48,

Let's start off by checking the helpful steps in this article which can help with this issue: Set up Apple Pay - Apple Support.

Once you have Apple Pay setup, you can add cards using these steps in the article:

"How to add a debit or credit card on your iPhone

1. In the Wallet app, tap the Add button .

• Tap Debit or Credit Card to add a new card.
• Tap Previous Cards to add a card that you used previously.

1. Tap Continue.
2. Follow the steps on the screen to add a new card.
3. Verify your information with your bank or card issuer. They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.
4. If you have a paired Apple Watch, you have the option to also add the card to your watch."

Let us know if we can help with anything else at all or if this doesn't settle your issue so we can look into this further with you. Thanks and have a fabulous day!