ipad 10th gen

Yes.

No problem.

Any Apple Pencil compatible iPad can be used without an Apple Pencil.

An Apple Pencil is an optional purchased accessory. It is NOT a mandatory accessory to be able to use an iPad.

iPads,,like any other touch screen devices are, primarily, finger touch devices.

Hi Taksanmocar,

Thank you for participating in the Apple Support Communities. It looks like you came from the following support article: Use Apple Pencil with your iPad - Apple Support

To answer your question, you do not need to use the Apple Pencil with your iPad. However, if you would like to see if your iPad is compatible with the Apple Pencil, here is a link to help: Apple Pencil compatibility - Apple Support

Have a great day.

Yes, go to Settings»Apple Pencil and turn off "Only Draw with Apple Pencil".

Hope this helps.