How to change, default payment method on your account

Refer to this article for instruction on how to get to your payment methods.

Add a payment method to your Apple ID - Apple Support

You can move methods lower on the list farther up the list.

To find out how to remove a payment method, or if you can't remove your last payment method or use no payment method with your Apple ID, read this article --> Remove a payment method from your Apple ID - Apple Support

- Ongoing subscriptions and Family Sharing organizers must always have a payment method present. To edit the cards used for those you may need to first add the new card and make it the primary payment method before removing the old card.