Hi, I couldn't able to verify my payment information.
How to verify payment information?
iPhone 12 mini, iOS 16
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Hello ciftira,
Use the instructions in this document to view your payment methods. If there's a problem with one it will appear in red. You'll need to ask your financial institution if there are problems with it, or replace it with a different valid payment method.
Add a payment method to your Apple ID - Apple Support