Payment method
I Have been unable to update my payment method..
iPhone 12 Pro Max
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Check here -> If you need to change or update your Apple ID payment method
If you need to change or update your Apple ID payment method - Apple Support
If you update your payment method or add funds to your Apple ID balance, It would take about 1 to 3 business days in order to process.
If you're still unable to update your payment method, Contact Apple Support.