Debited funds not added to Apple ID account

Read this article about how to check your Apple ID balance.--> Check your Apple Account balance - Apple Support

- If you think that your Apple ID balance is incorrect, sign out of the App Store or iTunes Store, then sign back in and check the balance again. If you still think that the balance is incorrect, check your purchase history to see if a subscription renewed or you bought an item.

Also realize that despite this being the age of fast computers, transactions may take a finite amount of time to process*. Even within the Apple system a transaction may take up to 48 hours to clear ( Request a refund for apps or content that you bought from Apple - Apple Support ).

If you still have problems:

Click here --> Choose your country or region - Official Apple Support Select your country, then a product. If you don't see one that handles your issue then keep experimenting with selections until you reach one that gets you a chat session or a telephone call and get the representative to redirect you.

or:

Contact Apple for support and service --> "See a list of Apple phone numbers around the world."

Click here --> Contact Apple for support and service - Apple Support

*Also noted by Apple Community Specialist destiny241 in this post money not showing in my apple id - Apple Community

Since this is regarding a UPI transfer, I have seen many posts here recently commenting about UPI transfer issues but nobody reports feedback to pass along. I am guessing they are just slow to process. Almost nobody posts about this issue from other places.