As promised, I am posting the solution after speaking with Jerome on the Apple Creative Media Team.
* Please see side note at the bottom on my feedback to Apple survey on my experience.
- It turned out that my MBP16 Finder was not set to show Locations where the connected iphone13 would show.
- There is no Preferences in my Finder either after reading this article on how to show Locations on the Sidebar:
- There is no location in Finder on my Mac - Apple Community <- so this article did not help.
- I clicked on Finder -> Settings -> and found "Sidebar"

- Checked everything and the iphone13 showed up under a small arrow under Locations in the Sidebar of the MBP!!!
I hope this helps others.
- To add a super valuable tip, Jerome added that to download photos and media quickly from my iphone to my MBP, user Image Capture app on the MBP.
- I quickly added this app to my LaunchPad because I'm a heavy user of photos/ videos to download onto my MBP and 2 external SSD drives connected to my MBP.
- The 2 SSD drives are for mirroring all my backups.
- I'd Time-machine backup my MBP image daily onto 1 SSD drive.
- On a weekly basis, I'd mirror SSD #1 onto SSD #2.
- To backup the "time machine" equivalent on an iphone 13, Jerome taught me to use restore, again on the Finder sidebar -> Location -> iphone -> backup.
Side note:
Thank you so much, SBerman, for the helpful suggestions. I have tried all your suggestions before signing up for the first time in this Apple Community and I truly appreciate you reaching out to help.
I spent 47 minutes on the telephone with the first-level support. They did not know the answer to my question.
I was finally escalated to Jerome in the media support.
- I converted to become an apple user in 2016.
- I started coding in 3rd grade. I was a heavy Microsoft user.
- I did not like unix; hence, it took me a long time to convert from PC to Apple products. I own apple shares though.
- Although many of my apple questions were not media related, he was able to answer my technical apple-related questions within minutes.
- In 2023, many apple users are technical. It would be great if Apple could provide more training and even unix classes to their first-level support to better help the more technical apple-user demographics.
- Or, set a maximum number of minutes for the first level to resolve problems (not 47 minutes, maybe 30 minutes)
- If the user appears to be more technical, I would suggest answering, "I do not know the answer to your question but let me find out"