Mirroring Documents and Desktop folders on Mac Studio and iCloud
Each time I call Apple support I get a different answer so perhaps someone here is more educated than tier one support.
I would like to use iCloud, including iCloud documents and desktop folders AND keep local, live copies of each on my Mac Studio (that is, mirror iCloud desktop and document folders with a local copy of each). I want to do so in case I lose access to iCloud or catastrophic failure of iCloud storage. To this end, I want to be able to back up all of my data using Time Machine.
Being a belts and suspender guy, I also would like to back up my computer using CCC.
Is it possible to do all this with Ventura 13.1 or are live documents and desktop folders either on iCloud or on my computer?
I find this all very confusing and documentation inadequate. Thanks for any help.
Mac Studio, macOS 13.1