Hey there demetrick113,
Check out the info and link below to help with restricted accounts:
Your account may be restricted if your identity verification fails multiple times, if there are multiple accounts tied to the same social security number, or if there's suspected fraud on the account. If your account is restricted, you can still transfer your Apple Cash balance to your bank or use it to make purchases with Apple Pay. You can't send or receive money, or add money to your account.
If your account is restricted and there are no instructions provided, contact Apple Support.
For more details: If your Apple Cash account is restricted or locked
Take care!