Does Apple have a hardship program for the Apple Card

Hello,

I don't see anything in The Apple Card Customer Agreement about hardships. I recommend contacting an Apple Card Specialist directly to inquire about your options if you are at risk of defaulting. Being honest and upfront tends to be a customers best option in these difficult scenarios.

Good luck and I hope this helps.

Hello again,

I was researching a different question and happened upon the below link about Apple's Apple Card Payment Assistance program which seems like what you were looking for.

About Apple Card payment assistance - Apple Support

"About Apple Card payment assistance

If you’re having trouble making monthly payments, experiencing financial hardship, or have been impacted by a natural disaster, you may be eligible for a payment assistance plan.

Whether you need temporary payment relief or are dealing with a long-term hardship, Apple Card payment assistance plans can help to reduce financial stress. There are several plans available depending on the type of financial relief that you're looking for. 

Payment assistance plans may help you to:

• Defer or reduce monthly payments
• Reduce interest charges
• Prevent your account from going further past due
• Regain spending privileges on your Apple Card
• Pay off your entire account balance over time with no interest

Plan terms and lengths vary based on eligibility and your individual needs."